Welcome to this 3-bedroom, 2-bath home in Toccoa, set outside of a formal subdivision with no mandatory HOA. With 1,848 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 1.92 acres, creating a comfortable setting for outdoor living and weekend gatherings. With parking available, the home provides flexible options for families and visitors. Located in Toccoa but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. Currently listed for about 40 days, this property combines space, style, and value. At $449,900, this home is well positioned for buyers seeking value in Toccoa.